Transaction Limit Increased for Hospitals and Educational Institutions:RBI

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Reserve Bank of India (RBI) has recently announced a significant increase in the transaction limit for the Unified Payments Interface (UPI) in hospitals and educational institutions. The new limit has been raised from Rs 1 lakh to Rs 5 lakh. This change aims to simplify and enhance large payments in these critical sectors, offering greater convenience to consumers and streamlining financial operations.For hospitals, this move will facilitate easier payments for high-value medical treatments and services. Patients and their families will be able to make large payments without facing complex processes or restrictions, improving their overall experience. Similarly, educational institutions stand to benefit by offering more flexible payment options for tuition fees, hostel charges, and other expenses, making the process smoother for students and parents. The RBI’s decision reflects its ongoing efforts to promote digital payments and encourage a cashless economy in India. By increasing the ...
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Can you be victimed of nefarious activities using whatsapp


The rise of online scams in India presents a pressing challenge, as cyber scammers employ increasingly sophisticated tactics to prey on unsuspecting internet users, with WhatsApp emerging as a favoured platform for their nefarious activities. One prevalent modus operandi involves scammers manipulating individuals through WhatsApp calls, and coaxing them into divulging sensitive banking information under false pretenses.

In light of this alarming trend, safeguarding oneself against such scams becomes paramount. Awareness and vigilance are key components of defence in this digital age. Understanding the common strategies employed by scammers is crucial for identifying and thwarting their attempts. Unsolicited calls, especially those requesting personal or financial information, should raise immediate red flags.

Verifying the identity of the caller and exercising caution with regards to sharing sensitive data are essential practices for mitigating the risk of falling victim to scams. Genuine organizations typically do not solicit sensitive information over unsolicited calls. Therefore, exercising skepticism and refraining from divulging personal details unless absolutely necessary are prudent measures.

Additionally, being wary of urgent or high-pressure requests, especially those urging immediate action or offering lucrative deals, can help individuals discern genuine communications from fraudulent ones. Scammers often employ tactics to create a sense of urgency or exploit emotions to manipulate their targets into compliance.

Moreover, caution should be exercised while interacting with links shared through WhatsApp or other messaging platforms. Clicking on suspicious links can lead to phishing websites or malware installation, compromising the security of personal information stored on devices. It's advisable to refrain from clicking on links from unknown or untrusted sources.

Furthermore, enhancing security measures such as enabling two-factor authentication (2FA) can add an extra layer of protection to online accounts, making it more challenging for scammers to gain unauthorized access.

In conclusion, combating the surge in online scams necessitates proactive measures on the part of internet users. By arming oneself with knowledge about common scam tactics and adopting cautious online behavior, individuals can significantly reduce their vulnerability to cyber threats and safeguard their personal and financial information from falling into the hands of scammers.



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